Mobile Vendors & Food Trucks
General Liability Insurance:
Covers mobile vendors and food trucks for bodily injury and property damage that are not auto related. The coverage is most important to carry, it will cover you for food related claims as well as personal and advertising injury. Most venues will require a $1,000,000 limit.
Auto Liability Insurance:
Just like your personal vehicle. If you are in an accident on the way to a venue and cause damage to someone to else’s property, you want to be covered.
Auto Physical Damage Insurance:
Again, just like your personal vehicle. If something happens to your “investment” you would need it replace right? This covers damage from fire, theft, vandalism, hail damage and collision with an animal or you collide with something, less your deductible.
Inland Marine Insurance:
Covers mobile vendors and food trucks inventory, equipment not permanently mounted on your truck, equipment and supplies, mobile BBQ; and your display boards. The amount you desire will depend on your specific truck.